• Staged Rear-End Car Accidents: A car insurance scam driver will quickly get in front of an innocent car and then slam on their brakes. This causes the innocent driver to rear-end the car insurance scam driver. Along with collecting money for vehicle damages, the car insurance scam driver will often fake medical injuries to collect even more.
• Adding Damage: After an accident, either staged or not, the car insurance scam driver will go to another location and cause extensive damage to their vehicle and claim that the damage happened during the original accident.
In a world of internet banking and shopping fast becoming commonplace, thieves looking to steal one's identity now have a faster and quicker way of doing it.
Criminals know that it is easier now than any time in the past to steal and assume another's identity because of computers and easier access to public information.
What's even more frustrating for the victim is that although identity theft is fast becoming a problem, the laws to prosecute criminals are still evolving and the victim is often a victim twice: first with their identity stolen and secondly by not being able to fully find and/or prosecute the criminal. For these reasons there is no question that everyone must realize that the risk of identity theft does exists and one must take steps to protect it. Identity theft insurance is now available and although it will not prevent one from being a victim, it will help one recover from the many losses associated with being an identity theft victim.
Besides peace of mind for a relatively small cost, identity theft insurance will help a victim recover by providing reimbursement for expenses such as repairing their credit report, recovering lost wages, phone bills, mailing costs, and attorney fees depending on the policy chosen.
